The experience of the people described in this material may not be representative of the experiences of other clients. Experiences obtained by these people are not indicative of the future experiences that may be obtained by my clients.
Sharad is a textbook case example of what an insurance agent should be, client driven, not self serving, always available, and ever ready to help tailor the many complex insurance products to the specific needs of an individual client. He is extremely client focused, believes in long term relationships based on earned trust and client-interests come first philosophy. Insurance is a complex subject and most of us are unaware of the benefits it can play in making our lives safe and secure, particularly in old age or when unfortunate events occur. Thats when advance thinking and planning comes in, which is what Sharad excels in. His advice is focused and concise and he ensures a client is not over insured or under insured, but really set to handle any event which could occur in their life. I have no hesitation in recommending him to any potential client at any age or stage in their lives. In particular he is most effective in planning for the family security and needs, not just the individual insured.
Sharad Rao is the most knowledgeable person I could've ever been guided by. He offered examples of the investment options that might suit my needs. No pressure just helpful, smart, kind and witty. I'm fortunate to have him in my life.
"We have known Mr. Rao since 2010. That's the time he explained to us the need for getting a NYL policy and the benefits that go along with them. Further, he also guided us on which policies to take (term or whole life) and why. It's been over 10-year now and since then we have added a few more policies for our children as well. Lastly, Sharad updates us regularly on the status of the policies and the need to change them (if any) from one type to another. We have nothing but the best to say about Sharad. I highly recommend Sharad as a NYL agent.”
“I have known Sharad for more than a decade now. He has been my friend, a guide and also my financial professional. Preparing financially and getting insured at a very young age is extremely important and will create a legacy, I don't think there is anybody else who can better explain this than Sharad. He is also a great source of knowledge on lots of different things. I recommend Sharad to anyone who is planning his future.”
“We have known Sharad for last 25 years. He has helped us in setting up a strong trust and guided us well with our personal life insurance needs. His diligence, Knowledge, caring nature and appropriate advice has helped us a lot over the years.
I lost my husband at a tender age of 55. Me and my sons are so fortunate to have friends like Sharad and his wife Mangala who were always there for us. I appreciate and respect Sharad and his family.
I would not hesitate to recommend his services to anyone I know. Truly I feel he is an asset to New York Life.”
“Sharad has been a great mentor to my family and me. He made the stress of financial planning a piece of cake. I highly recommend him. He is my go-to person when it comes to financial and retirement planning.”
“It has been a blessing to our family to have had the opportunity to have Mr. Rao as not only our Life Insurance agent but to have over the years of our professional relationship, we now have a personal relationship as well. His diligence and sense of responsibility to provide only the best for us, has made him invaluable to us. He is a person of integrity and admirable ethics. His tenacity and commitment to be accessible and available to his clients speaks volumes to how he conducts business. It is with great pleasure that my family highly recommends Sharad Rao to handle anyone’s business with great due diligence and professionalism!”
“I have known Sharad for more than a decade now. He has been my friend, a guide and also my life insurance agent. He has given great suggestions on various life insurance policies based on our family needs. At times he seems a little aggressive in his approach but I can see his heart behind it and a sense of caring for a better future for my family. I don't think there is anybody else who can find better insurance instruments than Sharad. He is also a great source of knowledge on lots of different things. I recommend sharad to anyone who is planning their future.”