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27 Glenn

Irvine, CA 92620

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Office: 949-786-2223

smrao@ft.newyorklife.com

Disclosure

Sharad Rao is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #0D52452), CO, DE, FL, GA, IL, MA, MI, MN, NJ, NV, PA, TX, VA, and WA. No insurance business may be conducted outside the states referenced.

Sharad Rao is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 27 Glenn, Irvine, CA, 92620, 949-786-2223. In this regard, this communication is strictly intended for individuals residing in the states of CA, MA, and MN. No offers may be made or accepted from any resident outside the specific states referenced.

Neither New York Life Insurance Company nor its agents or affiliates provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

For more information about NYLIFE Securities LLC and its investment professionals.

Sharad M. Rao

Registered Representative & Insurance Agent

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